Banking
Corporate & personal accounts, bundled or standalone

Corporate & Personal
Banking, Sorted.

Most services leave you alone with the banks. We don't. One application gets you the company, a corporate account, and a personal account for the founder, across 40+ jurisdictions.

Money-back guarantee
14-day avg. approval
Real partners
Personal
Founder Account
•••• •••• •••• 8821
EUR USD
Corporate
ACME Holdings BV
EasyInc Banking · NL
IBAN
NL•• EINC •••• 4729
EUR USD GBP
Active
Account Types

Two account types, one provider

Corporate accounts run the business. Personal accounts pay the founder. We open both, often in the same flow.

For the company

Corporate Accounts

Operating accounts for revenue, payroll, supplier payments, and Stripe/Shopify settlement. Multi-currency by default. Opens alongside formation in the same flow.

  • Multi-currency operating account in the company name
  • Stripe, Shopify, Wise and Xero integrations on EMIs
  • Card issuing, FX, and clearing on traditional banks
For the founder

Personal Accounts

Personal banking for founders, shareholders and key directors. Receive salary or dividends, hold savings, qualify for private banking where the jurisdiction supports it. Often paired with residency.

  • Salary, dividend and personal savings accounts
  • Private and premium-tier banking where eligible (UAE, HK, SG)
  • Pairs with residency-linked jurisdictions for fiscal alignment

The tier breakdown below applies to both account types. EMI partners cover both; traditional banks treat them as separate applications, both of which we manage.

Bali
No KITAS Bali · ID

Bank Card in Bali, no KITAS

Personal account at an Indonesian bank plus a Visa/Mastercard. No KITAS, no residency permit, no long wait. We handle the introduction.

No KITAS
Local bank account
Request details
Three Tiers, Honest Timelines

Pick the right bank for how you actually operate

EMIs move fast. Traditional banks give you muscle. Most clients bundle one of each.

Tier 1 3-7 days

Fast EMI

Digital-first accounts for online businesses. Opens quickly, supports multi-currency from day one, integrates with Stripe and Xero.

Good for

E-commerce, SaaS, consultants, freelancers, crypto-adjacent operators

Tier 2 7-21 days

Asian EMI

Regional payment institutions with stronger APAC coverage, better FX rates for AUD/SGD/HKD, and higher monthly volume tolerance.

Good for

Trade, import/export, Asia-anchored revenue, $500K+/yr operators

Tier 3 4-12 weeks

Traditional Bank

Full clearing bank with card issuing, credit facilities and institutional reputation. Slower to open, harder to get, worth it for the right business.

Good for

Asset holding, high-ticket B2B, regulated industries, multi-entity stacks

Coverage Matrix

What opens where

A realistic view. ✓ = we've opened recently. Dash = not currently viable for this pairing.

Jurisdiction Tier 1 · Fast EMI Tier 2 · Asian EMI Tier 3 · Traditional
🇦🇪 UAE (Free Zone)
🇭🇰 Hong Kong
🇸🇬 Singapore
🇺🇸 Delaware / Wyoming LLC
🇪🇪 Estonia OÜ
🇬🇧 UK Ltd
🇧🇬 Bulgaria
🇷🇸 Serbia
🇬🇪 Georgia
🇻🇬 BVI / Offshore

Not seeing your jurisdiction? Ask us. Partnerships updated monthly.

The Flow

How banking setup actually works

You do 5 minutes of form. We do the rest.

01 Step

Tell us about your business

5-minute eligibility form. Country, industry, monthly volume, customer geography. No upload yet.

02 Step

We match partners

Within 1-2 business days we come back with 2-3 partners we believe will approve you, with honest timelines.

03 Step

We submit and manage

You sign once. We handle the bank's paperwork, follow-up questions, and any re-files if needed, at no extra fee.

04 Step

Account opened

Average 14 days for EMIs, 4-12 weeks for traditional. You get login credentials and debit cards direct from the bank.

Pricing

Simple, all-inclusive

Banking is priced on top of formation, or standalone if you're already incorporated.

Bundle

Formation + Banking

Banking is priced per jurisdiction, because the bank landscape in each country is different. The exact add-on sits on each country page next to the formation fee. Personal accounts are quoted alongside the corporate account when both are opened together.

  • Corporate and personal accounts in one combined quote
  • All-inclusive: account opening, introductions, follow-up handling
  • Re-applications to an alternate partner included if the first rejects
See per-country pricing
Standalone

Banking Only

Already incorporated elsewhere, or just need a personal account abroad? We open both, standalone. Pricing depends on jurisdiction, account type and bank tier, quoted after we check eligibility. Re-applications are included if the first partner rejects.

Talk to our specialist
Banking FAQ

The honest answers

No marketing fluff. If a question has a messy answer, we give you the messy answer.

Do you open personal accounts too, or only corporate?

Both. Most clients take a corporate account in the company name and a personal account for the founder in the same flow, paid for in one combined quote. EMIs handle both with one application. Traditional banks treat them as two separate files; we manage each one for you. Standalone personal accounts are also available if you don't need the company side.

Will my bank application actually get approved?

We only recommend a banking setup when we've successfully opened a similar one recently. If we don't see a clear path for your profile, we say so before you apply, not after you pay.

What happens if my application is rejected?

We re-file with an alternate partner at no extra fee. If all viable partners reject after a full cycle, we refund the banking portion of your invoice. No arguing.

Do I need to travel?

For EMIs: no, ever. For some traditional banks (notably Emirates NBD in UAE and HSBC's premium tiers) yes, one in-person visit is required. We flag that upfront before you pay.

Can you help if my account was already frozen or closed elsewhere?

Usually yes, but it requires honest disclosure. We work with banks that accept businesses with prior closures when the reason was reasonable (a volume spike, unclear paperwork, a processor change). Tell us the full story and we'll come back with a path forward.

Do you support high-risk businesses?

Selectively. Crypto, gambling, adult, high-chargeback e-commerce: only certain jurisdictions and EMIs support these. Tell us your business model before you apply; we'll route you to the right partner or decline before you pay.

Can I use the EMI account for Stripe and Shopify?

Yes: Wise, Mercury and Revolut all connect cleanly to Stripe and Shopify. Some traditional banks in offshore jurisdictions block payment processor integrations; we disclose this before you commit.

What about Stripe-ban recovery?

Common case. We typically set up a new structure (Delaware LLC or UK Ltd are popular) with a banking partner that doesn't trigger Stripe's ban list. Full fix usually takes 3-4 weeks.

Is there a minimum deposit required?

For Tier 1 (Fast EMIs): no minimum. For Tier 2 (Asian EMIs): $1K to $5K activation deposit is typical. For Tier 3 (Traditional): $10K to $100K+ depending on bank and jurisdiction. Disclosed before you sign.

Check if we can bank you

5-minute eligibility form. Honest answer within 1-2 business days. No commitment until we have a match.

Or message us directly

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